Vision insurance question

[pops572]

So I have been blessed with good vision and have no need for glasses. But I have a $150 insurance allowances on glasses/sunglasses thru my work insurance(VSP insurance). So I was thinking, scary proposition, would my insurance pay for some good non prescription sunglasses, i.e. Oakley, Rayban. Anyone have any experience with this? I will contact the onsurance but they are only open 9-5 M-F, and I have been thinking about it since yeaterday so just thought I would see if anyone knew.

[Raoul]

Doubtful. The plans I've seen require an exam and pay for corrective lens only.

[MacGyver]

An eye exam is a smart thing to get even if you don't need glasses.

That said, I bet you optometrist could apply an anti-IR coating or corrective something to a pair of sunglasses.

[pops572]

I don't mind going for the exam, gotta take my son in a few weeks anyway. I was just wondering if I could use it, never have seems a waste to pay for it every week and not use it. My wife makes good use of it, she has mine and her work's plan, so she pays like $20 a year in copays and gets exam and enough contacts to make it a year.

[peejman]

Ask.  I'm certain they'll find something they can sell you...

[DaveTN]

I'm sure they will if your eyes are light sensitive.

[bud]

. Edited August 7, 2015 by bud

[Jonnin]

I have gotten free non prescription sunglasses off mine, but its been a while and the rules and conditions vary.  IIRC the insurance paid for *frames* which was covered and I paid for the lenses, which were cheap being not prescription.

[pops572]

Well finally got an answer, they will not cover non rx eyewear. Oh well.