buying a truck, need advice

[tnguy]

I see the financing both ways. On the one hand they get paid for setting up the financing but on the other, that means they'll feel like they have more leverage on upping the price because  some people need the financing to buy the vehicle and also, it's only signing a piece of paper, not like it's real dollars and they know that has a psychological effect.

 

It all depends on your negotiating skills and how good you are at haggling. Myself, I prefer to decide a price and offer it and walk away if I don't get within where I'm willing to go (which may be higher than my offer or not). You'd be surprised how often you get called back once people are looking at your coat-tails leave the building.

 

I'd imagine that a successful tactic might be to offer cash then when you reach a deal tell them you'll take the financing if they bring it down some more.

Edited April 17, 2014 by tnguy

[glowdotGlock]

[quote name="10-Ring" post="1124221" timestamp="1394749033"]When you figure that diesel costs around 50 cents more per gallon the increased gas mileage mostly negates itself there. Add to that $100 DIY oil changes, fuel filter replacements, a two battery system, injectors going bad, and all the other common diesel issues you will be hard pressed to ever come out ahead.[/quote] Yeah, but look at all the money you'll save on spark plugs... :P

[Patton]

I see the financing both ways. On the one hand they get paid for setting up the financing but on the other, that means they'll feel like they have more leverage on upping the price because  some people need the financing to buy the vehicle and also, it's only signing a piece of paper, not like it's real dollars and they know that has a psychological effect.
 
It all depends on your negotiating skills and how good you are at haggling. Myself, I prefer to decide a price and offer it and walk away if I don't get within where I'm willing to go (which may be higher than my offer or not). You'd be surprised how often you get called back once people are looking at your coat-tails leave the building.
 
I'd imagine that a successful tactic might be to offer cash then when you reach a deal tell them you'll take the financing if they bring it down some more.

You have a better understanding about buying than most, the majority of people think that they are smart consumers but they are clueless. My wife and I both had a career in car sales when we were barely old enough to drive, we have both seen dealerships sell a car at a loss on the front end and make thousands on the back end of the deal.

[peejman]

I see the financing both ways. On the one hand they get paid for setting up the financing but on the other, that means they'll feel like they have more leverage on upping the price because  some people need the financing to buy the vehicle and also, it's only signing a piece of paper, not like it's real dollars and they know that has a psychological effect.

 

It all depends on your negotiating skills and how good you are at haggling. Myself, I prefer to decide a price and offer it and walk away if I don't get within where I'm willing to go (which may be higher than my offer or not). You'd be surprised how often you get called back once people are looking at your coat-tails leave the building.

 

I'd imagine that a successful tactic might be to offer cash then when you reach a deal tell them you'll take the financing if they bring it down some more.

 

 

Right.  Always negotiate price, never payments. 

 

I hate buying cars from dealers.  It really annoys me when a salesman is completely clueless about what he's selling.  And that goes for anything, not just cars.   I've walked out of a couple dealerships before we even got to talking money because the salesman was completely ignorant of features on the car.

[tnguy]

Yeah, but look at all the money you'll save on spark plugs... :P

 

Personally, my favorite is only filling up once a week instead of twice. Or making the shot to Pensacola in one go.

 

What people don't realise about diesel now being more expensive than gas per gallon is that the savings are relative. As prices rise, gassers and dieselers both pay more but the dieseler can still be saving about the same net.

 

Of course, there's starting to be a few more gassers with good mpg these days.

Edited April 18, 2014 by tnguy

[glowdotGlock]

Ibam waitimg for the diesel Jeep Wrangler. 2 more years.

[tnguy]

I try to always go private. Why pay a middleman. Unfortunately, private sales are less of a thing here so I think most of the last few have been from a dealer.

[tnguy]

Ibam waitimg for the diesel Jeep Wrangler. 2 more years.

 

Some people get complete vehicle-halves shipped over from Europe :)

 

I'm tempted to go diesel on the wife's cr-v (not too seriously though)

Edited April 18, 2014 by tnguy

[Patton]

Personally, my favorite is only filling up once a week instead of twice. Or making the shot to Pensacola in one go.

What people don't realise about diesel now being more expensive than gas per gallon is that the savings are relative. As prices rise, gassers and dieselers both pay more but the dieseler can still be saving about the same net.

Of course, there's starting to be a few more gassers with good mpg these days.

I have never been a fan of a diesel(unless it has a heavy load on it 90% of the time it is on the road). The maintenance cost are crazy, my stepfather drives a 7.3 power stroke with under 200k miles that is in need of a $8k engine replacement.

My old boss was constantly having to spend thousands on our work trucks (fords, isuzus, and Chevrolets)that really didn't get worked that hard, the two gas trucks cost us less to keep on the road.

[tnguy]

Dunno what to say. All I've spent on mine is a set of glow plugs, a timing belt change and the usual regular maintenance. It is a car engine though but maybe some engines are just better than others. Diesels are popular in Europe so they must have something going for them.

[TMF]

[quote name="tnguy" post="1140356" timestamp="1397869972"] Diesels are popular in Europe so they must have something going for them.[/quote] So are small portions and socialism. We don't need that here....'Murica! Sent from my iPad using Tapatalk

[tnguy]

Having been in Walmart recently, I can say you're 50% correct.

[Brasschunker]

Hope it serves you well. I had a 07 Tundra 5.7 and I had SO many problems with it. . Join Tundra Solutions website to gain valuable info. Before loading a atv in the back read how flimsy the tailgates are. I wish I did.

[reed1285]

Dang sorry you had problems with yours. Hope that isnt the case with mine. So far no problems whatsoever so far.

[ironsniper1]

I got a 2004 nissan frontier payed 2k down and the rest was financed through my credit union and I'm only paying $111.00 a month for 5 years but I think I can get it payed off by next year