I'm on Obamacare!

[bronco302]

Employer mandates hit next January. Letters of cancellation in October. The "Second Wave" you might say.

Last I heard Our glorious leader changed the second hammer drop to after the elections. Can't have people mad and thinking for themselves when they enter the booth.

[Erik88]

Well, from these posts, it looks like Obamacare is not a failure after all.

 

Are you being facetious? The OP is paying more for less coverage and his kids are no longer insured...

 

 

 

So – bottom line:  Wife and I are signed up, paying a little more than what we did before for a new ‘Silver’ plan that covers about 80% of what used to be covered.   (I guess though that we can get free contraceptives and are covered for that sex-change operation that we’ve been putting off for so long.)  My kids have no health insurance, at least until TennCare gets back to us about whether they’re eligible, or the Obamacare gods decide we can add them to our plan.

 

[JPS]

What are the ages of OP's children?

 

My kids are 15, 14, and 2 years old...  OC Navigator told me that it "must be a mistake" that they are not eligible for coverage, but I still have to go through an appeal to fix it.  If the Appeal Board (Remember, there are no 'Death Panels', right?) finds that they are eligible for OC but can't get TennCare of some flavor, I'll be able to add them to my policy.  I just have to hope that nothing happens until it all gets worked out.

[JPS]

Yeah, I don't get it either, especially assuming the kids are minor dependents. I mean, any health insurance company will sell ya a family policy. First thing they ask on healthcare.gov is whether you're applying for individual or family policy.

 

- OS

 

I applied for a family policy - the Eligibility Results state (for my kids only): "Based on your application, you don't qualify to purchase health coverage through the Marketplace.  In addition, you don't qualify for a tax credit, cost-sharing reductions, TennCare, or TennCare."  (The typo/dup is theirs, not mine.)

 

Pretty unambiguous.

[Sam1]

Godspeed OP!

 

I hope we get some politicians with testicles big enough to stop this before people's lives start being considered as collateral damage.

[macville]

Has anyone actually had their rates go down? If so, was that because the rates went down, or because the taxpayers are subsidizing your plan? (actually, the Chinese taxpayers are in reality!) Everyone that I've found who has gotten cheaper insurance it's because of a subsidy, not actual rates dropping.

[Sam1]

zero people have had their rates go down and that was never the plan.

 

I'm still waiting to see the true numbers with people that have signed up for coverage under the ACA because my guess is at least half of them being reported actually signed up under expanded medicaid and not for these scam-plans being shoved down peoples' throats.

[dickenscpa]

Has anyone actually had their rates go down? If so, was that because the rates went down, or because the taxpayers are subsidizing your plan? (actually, the Chinese taxpayers are in reality!) Everyone that I've found who has gotten cheaper insurance it's because of a subsidy, not actual rates dropping.

I actually broke down and looked at it last night. I have BCBS of TN. I've had a private policy since 2009. I work at a CPA firm and out of 50 CPAs only four of us are under 45, the ones over are over by a LOT. I got the letter from BCBS back in Oct that my policy would end Mar 1st.

Thru the firm our policy is $1442 of which $350 is me. The firm would pay my $350 and the balance for a wife and two kids would come out of my check. Wife is a stay at home Mom. I choose for them to add $350/month to my check and I take a private policy thru BCBS for $799.51 for better coverage than what the firm is capable of offering.

Thru obamacare, I make too much to qualify for any subsidies but thru the open market deal of BCBS all four of us can have the same policy we were actually on for $464/month. So actual additional cost for me would go from $450/month to $114/month.

I don't usually throw out personal $ amounts but thought it was important to be fair and honest. I'm torn. I don't want to support it, but times are hard and my taxes pay for it anyway. I don't qualify for subsidies but cheaper is cheaper.

ETA: That $799.51 price for my private policy includes Vision and Dental. Don't know the breakdown as far as how much each is but the Vision and Dental portion suck hard. Just added those two pieces this past May and would not have re-upped them regardless. Edited January 1, 2014 by dickenscpa