Capitol One burning up the credit report inquiries

[Sam1]

These are just soft inquiries so they don't impact my score at all, but the frequency is insane. After looking through the report this morning, I think we understand now why there's a Capitol One CC application in the mail almost daily:

 

   Date:   December 22, 2012 , December 15, 2012 ,
            December 12, 2012 , November 15, 2012 ,
            November 8, 2012 , November 3, 2012 ,
            October 19, 2012 , October 12, 2012 ,
            October 5, 2012 , September 25, 2012 ,
            September 19, 2012 , September 11, 2012 ,
            June 26, 2012 , June 12, 2012 ,
            May 25, 2012 , May 23, 2012 ,
            May 19, 2012 , May 16, 2012 ,
            May 12, 2012 , April 25, 2012 ,
            April 17, 2012 , April 11, 2012 ,
            March 28, 2012 , March 22, 2012 ,
            March 14, 2012 , March 7, 2012

 

26 inquiries in 7 months. Am curious what the purpose is of checking multiple times a month over and does anyone know how to block them from doing this? I know there is recourse for illegitimate hard inquiries, but really haven't seen anything on these type of inquiries used for marketing

[TMF]

Get an account with them and it will stop.  Maybe that is their new tactic.... credit check you into submission.

[Guest 6.8 AR]

They just add to the burn pile around this home.

[Guest uofmeet]

Just had a great Idea, say you get one from chase, and CC, tear them up, and send them to each other. They always send a envelope al;ready stamped, So you are helping the USPS and giving someone else a job that has to open and throw them away, And if you don't want to send the application back to them, just put some other junk mail in it.

[Sam1]

That's a great idea, am going to open them up and send them back blank. 

[QuietDan]

Glue the envelope to a brick, make 'em pay for the brick delivery.

[Oh Shoot]

I actually had about 300 small thin steel plates once upon a time.

 

Put one in the junk mail return envelopes and returned them until I used them all.

 

Didn't do any good, don't reckon, but tickled me at least.

 

- OS

[Guest uofmeet]

it waste there money....

[billyscott]

Just had a great Idea, say you get one from chase, and CC, tear them up, and send them to each other. They always send a envelope al;ready stamped, So you are helping the USPS and giving someone else a job that has to open and throw them away, And if you don't want to send the application back to them, just put some other junk mail in it.

I do this! Sometimes I send them coupons for great deals on pizza and 10% off tanning bed visits. Lots of coupons. I know they like it.

[10-Ring]

Just had a great Idea, say you get one from chase, and CC, tear them up, and send them to each other. They always send a envelope al;ready stamped, So you are helping the USPS and giving someone else a job that has to open and throw them away, And if you don't want to send the application back to them, just put some other junk mail in it.

Suddenly I feel bad about throwing those 10 credit card apps I get a week in the trash.

[vontar]

I used to mail them back empty but I like some of these ideas.

[Guest 6.8 AR]

I like the junk mail that includes a real dollar bill in it. Tells you how much your money is actually worth if they will do that.

[analog_kidd]

If you go here: www.optoutprescreen.com you can opt out of all this junk. You can do it online, and it will last 5 years, or send them a letter and it will last forever. Go to the opt out page and select everything.