Debit card number stolen!!!

[jeremy155rr]

I'm very unhappy...Someone happened to steal a debit card # of mine to make some random purchases the last couple days. Geek to Geek a dating site for...geeks I guess was one of them. One of the charges actually had a name (small charge), I google the name and get a linkedin.com or whatever profile of a computer engineer:rolleyes: something fishy there. Bank won't let me dispute until they clear, meanwhile cards been cancelled. Crappy thing is I don't do anything weird with the card so somebody has stolen the number from a 'should be well secured' entity. People shouldn't steal from people that collect and shoot guns;)

[Smith]

I have heard of people getting numbers by simply watching at check out lines. Since you have to put in your pin they can also get that. I also saw somewhere where folks were attaching small readers on the front of legit swipes and getting number that way. Crazy thing is you couldn't really tell the device was there unless you looked real close.

[greenego]

I have had this happen SEVERAL times with credit cards. Real hassle. I don't buy things from very many sites. I asked the security people at the credit card companies how if happens. They just acted like its a routine thing.

[dralarms]

I'm very unhappy...Someone happened to steal a debit card # of mine to make some random purchases the last couple days. Geek to Geek a dating site for...geeks I guess was one of them. One of the charges actually had a name (small charge), I google the name and get a linkedin.com or whatever profile of a computer engineer:rolleyes: something fishy there. Bank won't let me dispute until they clear, meanwhile cards been cancelled. Crappy thing is I don't do anything weird with the card so somebody has stolen the number from a 'should be well secured' entity. People shouldn't steal from people that collect and shoot guns;)

I had the same thing happen to me. You need to ask your bank was the transaction swiped or keyed, if it was keyed it might have been a mistake and would fall off after the 72hrs. If it was swiped than somebody got your card info for sure. Mine was a simple keying mistake. already had my card cancelled and replaced before I found out though.

[jeremy155rr]

I have heard of people getting numbers by simply watching at check out lines. Since you have to put in your pin they can also get that. I also saw somewhere where folks were attaching small readers on the front of legit swipes and getting number that way. Crazy thing is you couldn't really tell the device was there unless you looked real close.

I have a good habit of using it as a credit card at stores just because of that 'people over your shoulder' issue. That second part is just really messed up.

[Guest SUNTZU]

Give me your debit card number and I'll keep an eye out for it. I hope your credit/debit card company/bank catches the thief/thieves.

[gnmwilliams]

Be careful of ATM's too folks. Working for a bank we see a lot of issues where people will stick a fake card scanner over the real card slot as well as placeing a pinhole camera somehwere to catch your pin. Make sure you give the card reader cover a good tug to make sure its real.

Edited June 1, 2010 by gnmwilliams

[Smith]

I have a good habit of using it as a credit card at stores just because of that 'people over your shoulder' issue. That second part is just really messed up.

IIRC, they were attaching them to the readers at Sonic's since they were easily removed.

[Dolomite_supafly]

I had my info stolen as well back in 2007. A few charges from a few places with a delivery address as well as contact numbers given for turds who stole the info. Problem was because of privacy rights I wasn't allowed to get the info of those who fraudulently used my info. I filed a police report and was reimbursed but I could never get their info. Btw, they were in TX.

I was told only a LE could get the info for the turds but the detectives never did anything after the police report. They were called numerous times about the issue, leaving mesages but never got a response regarding criminal charges. The bank is out the money which in turn increases the fees for everyone.

I would have paid for a plane ticket for LE to go get the turds and a return trip for both. That way the turd would have had to find their own way home so they are inconvienced by the whole thing the same way I was.

Dolomite

[LagerHead]

If your bank is giving you any hassle about getting the money back, change banks. By law you are only liable for $50, and I've had money stolen twice and never been charged for it. And both times I got the money back almost immediately. As a matter of fact, the second time the bank called me to tell me they something suspicious and asked if it was OK. They put it back right away when I confirmed it was fishy and had a new card the next day.

[jeremy155rr]

I had my info stolen as well back in 2007. A few charges from a few places with a delivery address as well as contact numbers given for turds who stole the info. Problem was because of privacy rights I wasn't allowed to get the info of those who fraudulently used my info. I filed a police report and was reimbursed but I could never get their info. Btw, they were in TX.

I was told only a LE could get the info for the turds but the detectives never did anything after the police report. They were called numerous times about the issue, leaving mesages but never got a response regarding criminal charges. The bank is out the money which in turn increases the fees for everyone.

I would have paid for a plane ticket for LE to go get the turds and a return trip for both. That way the turd would have had to find their own way home so they are inconvienced by the whole thing the same way I was.

Dolomite

I got the biggest charge taken care of, it was cancelled due to inaccurate verifiable billing information (the code, or my address wasn't there etc.) and the woman at the retailer told me it was to be shipped to Tacoma Washington, I asked for more but she said she couldn't give it to me... shame, I know people in Oregon that would love to stomp somebody for me:D

The nerd dating site i'm having a bit of trouble with but it'll be okay. The third charge was to a name, bank said it didn't have a contact number or anything. If anyone has some computer investigative wits and wants to help me track that one down to try and figure it out it was Raymond Rumrill III St. Francis New Jersey. Btw, there is no St. Francis New Jersey. I know the bank will take it off, but they won't let me cancel payment which means it has to clear first, then be disputed etc... I don't want any of them to clear period.

[Guest ArmyVeteran37214]

The only problems I've had with my debit/credit cards is..... that I tried to use a BofA drive thru atm on Nolensville Rd. back in January when it was colder than out. I stuck the card in and the atm didn't read it and wouldn't give it back. I had to call BofA and have the card canceled.

[Dolomite_supafly]

"rumrill" "nj" - Yahoo! Search Results

Might try calling these people see if they know a Raymond.

Here is a list of Raymond Rumrill, most are in the NJ are so I bet one of them is the culprit.

http://search.yahoo.com/search?p=first%3A%22raymond%22+last%3A%22rumrill%22+&fr=php-phon

The name is very unique so I am sure either the links know who the guy is, the guy is in the second link or quite possibly Raymond Rumrill had his identity stolen as well to facilitate the theft from you.

Dolomite

[Guest TargetShooter84]

I prefer Credit Cards over Debit. I don't own a Debit for that reason. Its what checks are for.

[Guest jackdm3]

My wife bought something at Sears. Someone swiped the receipt. On a Sunday, she got a call from the credit division asking if she bought anything out of the ordinary lately. Such as $800 worth of porn bill to a middle-east country? "What do you think!?" "That's what we thought. We'll take care of it." She blacks out the card number line on every receipt now. Even the ********1234 just to be sure. Be amazed at how often worker says, "You can't do that!" She will then go on to explain their system to them to let them know how it's all done at the point of the swipe.

[jeremy155rr]

"rumrill" "nj" - Yahoo! Search Results

Might try calling these people see if they know a Raymond.

Here is a list of Raymond Rumrill, most are in the NJ are so I bet one of them is the culprit.

"raymond" "rumrill" - Yahoo! Search Results

The name is very unique so I am sure either the links know who the guy is, the guy is in the second link or quite possibly Raymond Rumrill had his identity stolen as well to facilitate the theft from you.

Dolomite

Its just weird to see a debit to a persons name... it was only like $3.21. The bulk of the purchase was made at an online clothing retailer and would have been shipped to Tacoma, Washington. If I google that guys name, there is one in that area (found it in some court records). But the debit was to a name in NJ. Clever crooks

[Dolomite_supafly]

A lot of times what happens is they make a small purchse to make sure the card is good. For me I would see Itunes purchases for $1. In one day we had 5 $1 purchases pending on my wife's card. We went to the bank and cancelled the card that day preventing them from making those as well as any other deductions.

Another way they often check is donating $1 to different non profits. If it goes through then the bad guys know the card is good. After that they either sell the info, which is safer for them, or they start charging.

If they are getting goods they generally have it sent to an address of someone else then intercept it before the homeowner gets home by grabbing it off the porch.

A friend of mine had someone take his info and setup a PayPal account using the info. After that they transferred a metric ton of money from made up PayPal account to other PayPal accounts. He contacted local LE but because of the complexity of all the transfers as well as the PayPal accounts being out of state and even out of country there was nothing he could do. He contacted PayPal and they could only offer to return the money from the shill accounts if they money was still in them. By that time though, the shill accounts had been emptied.

Crooks are ingenious with how they will steal your money. By the time LE figures out the current trend they have already moved onto another. It is only the stupid crooks that get caught.

The cost of identity theft last year is estimated at 54 billion, with a "B" and shows no signs of slowing.

The biggest problem is with sentencing. Because no one is physically hurt most sentences are very light. We had a local lady who stole $60,000 through the use of gift cards, not really identity theft but still theft that wasn't violent. Her sentence was 3 years unsupervised probation. She is expected to pay back the money but she won't because she won't go back to work now, citing mental anguish over her getting caught. I knew her, talked to her and would have never suspected her of it but she plead guilty to all of the charges.

Dolomite

[Guest mikedwood]

I had mine taken a couple of years ago. I think it happened at a resturant. I have also heard that major retailers get hit a lot more than you hear about.

Anyway the lady at the bank told me as long as it was under $10,000 and wasn't me that did it no one really cared and nothing would be done but the money credited back in my account.

I called the company that the charges were put on (about $1,300 worth) and they were able to stop them all and credited my account so fortunately the bank didn't lose any money either.

Then about 6 months after that I had 2 charges to itunes and I hate Itunes so I called and had the card cancelled immediately.

There are only 3 online companies I use my cc with and I have been using them for years. I think some of it happenes at resturants when you give them your card.

[gnmwilliams]

If your bank is giving you any hassle about getting the money back, change banks. By law you are only liable for $50, and I've had money stolen twice and never been charged for it. And both times I got the money back almost immediately. As a matter of fact, the second time the bank called me to tell me they something suspicious and asked if it was OK. They put it back right away when I confirmed it was fishy and had a new card the next day.

Just make sure you report fraud as soon as you see it. Most banks will hold you liable for larger amounts the farther out you report something. May be only $50 if you catch it in the first two weeks but may be the whole amount if you let it go unreported for more than two months. And yes, it happens. There are many people who don't pay attention to their bank statements and call in months later claiming fraud.

[jeremy155rr]

So I used the contact info on that geek to geek website and sent them a message stating that someone used my credit card info to charge something on their website and wanted someone to get back to me. I gave them no cc# or anything like that, wanted to make sure someone would correspond with me first. This is their response:

From: Geek 2 Geek <gk2gk@gk2gk.com>

To: jeremy155rr

Sent: Wed, June 2, 2010 11:29:44 AM

Subject: RE: Geek 2 Geek - Contact

We are not able to locate a record based on information provided by a

contact request. I suggest you contact your issuing bank to resolve this

matter.

Geek 2 Geek

This is mine, a little frustated at their lack of giving a crap:

You weren't able to find anything because I didn't give you anything to find. This person obviously would not use my name only my cc# which ended in **** for a cost of $21.99 on 06/01/10. My bank WILL handle it but not until after it clears, I would appreciate any cooperation to prevent it from clearing because without your cooperation whoever stole the number gets everything they wanted, the bank absorbs the fraudulent charges then everyday citizens have to put up with more bank fees so the bank can recoup its costs...its a viscious cycle. I'm sure your administration does not care since they get their money anyway, thanks alot.