I hate this time of the year

[xsubsailor]

 These three months are the most expensive of the year for me. Property taxes in Nov., Christmas in Dec. and homeowners insurance this month. I also had the added joy of having to get new tires for my truck (another $800).  

[wttam]

I have our wedding anniversary in November, both wife and daughters birthdays in December and Christmas on top of that.

[peejman]

One young'uns birthday before Christmas, then Christmas, then the annual healthcare pay cut, then VD, then the other young'uns birthday. And I bought a new set of tires too. Yay. 

[n0rlf]

Bwahahahs. Welcome to my Life. It all starts in November, Thanksgiving sister Dec 8th, Christmas, brothers both in January, mine February, other sister in February, wife and daughter week apart in March son in april other one in May. Throw in our anniversary in May, mother's day and Easter in there and yeah, I feel your pain. 

[Garufa]

Not to mention we are approaching that time of year that all the bill collectors start jacking rates to chisel every last nickel out of you.

[gregintenn]

Wait til you see your next gas or electric bill!

I have a kid in college and another in braces. I feel your pain.

[hipower]

Yeah...me too. Property taxes coming up. Insurance hikes(I'm sure.) Wife getting set to retire about this time next years So we are looking at supplemental plans.

Got it no worse than others here. It all just gets to be draining on us.

[MP5_Rizzo]

Thanks guys, I'm thoroughly depressed now.  I'm going over to that other gun forum and see if I can get cheered back up!

[deerslayer]

Yep, new tires on the truck, Xmas, Valentines, wife/daughter/mother birthdays in March.  

[TGO David]

2 hours ago, gregintenn said:

Wait til you see your next gas or electric bill!

I have a kid in college and another in braces. I feel your pain.

I was going to mention the bill for heating the house this month.  I am scared to death of what it's going to look like.  Last year my wife was working during the days and my daughter was in daycare.  This year they're all staying home with the new boy, and that means our power bills are going to be much higher.

I switched the majority of our lighting at home to LED bulbs to save on power because no one seems to turn the dang things off.  *sigh*

 

[dralarms]

Heck I hit a rock in my wifes Durango and busted both right tires 375 including towing, spindle on my 2006 ram 301.00,  gotta replace both manifolds on my ram truck 300 to 400 for parts plus labor @400. Now my electric bill just showed up at a whopping 373.00. It is what it is, I just thank God he granted me one more day to try and live for Him.

[peejman]

I have suspicion that the utilities here have some sort of bill leveling process. There have been several occasions where I expected horrendous utility bills due to extreme heat/cold, but didn't get them immediately following the event. The bills were higher, but not double or worse. Then the bill stayed higher for 1-2 months after before falling back to normal.  We also gotten unusually low bills, so the averaging effect goes both ways.  

So that tells me either they're intentionally leveling the bills or they only check the meters quarterly and spread the offset out over the period. I have read that utilities in areas where cost is much higher than here do similar things. 

[1fast4by]

Yep, I know that feel.

All 3 of my kids were born in Feb. and my wife and my anniversary is in Feb...

[jpx2rk]

I think you have to sign up for the electric bill averaging thing.  I was on it years ago, you pay xx/month, and make up or get the difference on an annual basis.

I had a wreck on 11/26, but only cost me the deductible of $500, have a 7 y/o grandson so that takes the majority of xmas $$ right there.  Everybody else gets the leftovers/scraps.  LOL  Wife's b day is in 6 days.  Luckily, my side of the family quit exchanging bday & xmas gifts a decade ago, we get what we need or want through out the year, so why stress over getting someone something they don't want/need.  I still get mom some little something tho.  Wife & I are the same way, so we just go out to eat and get a card for each other on b days. 

Maybe I need to get some LED's for inside the house since the wife doesn't believe in turning off lights either.  LOL 

[hipower]

3 hours ago, jpx2rk said:

I think you have to sign up for the electric bill averaging thing.  I was on it years ago, you pay xx/month, and make up or get the difference on an annual basis.

I had a wreck on 11/26, but only cost me the deductible of $500, have a 7 y/o grandson so that takes the majority of xmas $$ right there.  Everybody else gets the leftovers/scraps.  LOL  Wife's b day is in 6 days.  Luckily, my side of the family quit exchanging bday & xmas gifts a decade ago, we get what we need or want through out the year, so why stress over getting someone something they don't want/need.  I still get mom some little something tho.  Wife & I are the same way, so we just go out to eat and get a card for each other on b days. 

Maybe I need to get some LED's for inside the house since the wife doesn't believe in turning off lights either.  LOL 

In our house, it's me that turns on the lights. I hate dark rooms. My wife would live with a 10 bulb. So yes, I'm starting to look at LEDs.

Just a soon as Uncle Phil and I use all the incandescent Reveal bulbs we bought when Big Al was hyping the evils of those horrible bulbs.

[Oh Shoot]

On 1/18/2018 at 5:35 PM, xsubsailor said:

 These three months are the most expensive of the year for me. Property taxes in Nov., ...

Ya know, your property taxes don't have to be paid until late Feb of the next year, if you want to spread that out...

- OS

Edited January 20, 2018 by Oh Shoot

[xsubsailor]

3 hours ago, Oh Shoot said:

Ya know, your property taxes don't have to be paid until late Feb of the next year, if you want to spread that out...

- OS

 I know, but it's still 3 months in a row. Nov, Dec, Jan. or Dec, Jan, Feb

[Hammer]

We pay city property tax in Dec. and county tax in Feb. 

I hate this time of year as well