There are two ways in which I carry my Glock:
Way 1) Whenever I am outside of my house, it is inside my Supertuck Holster, Chambered and Ready to Go, because you never know what will happen....
Way 2) Whenever I am at home, and there is someone else, not including me, that is inside of my house that doesn't really know guns well, or frankly, doesn't enjoy them, my grandmother for one, I always take the bullet out of the chamber, drop the mag, pull the trigger (dry fire it), replace the ejected, non-fired round, and put it back in the magazine. This way... If something happens, all I have to do is pull the slide and it's ready to go. Like I said, 96.4% of the time, it's Way 1... But that other 3.6% it's Way 2, and its just for the safety of those around me, even though I always have it put up and locked away, you never know what could happen.