xRUSTYx

If that's not legal justification of a shoot, I don't know what is!   Bravo - but I fear - the families of these (2) boys will go after this man in court :(   People should not be able to sue on justified shoots IMO ...

Haven't gotten the flu in atleast 8-10 years.  I passed on it this year as well.   I believe the flu season is almost over though.  The season only last like 12-16 weeks, so it should be well on its way out :)   Happy to see you are doing better David!

Am I the only that has never seen these video's ?!?!?!   Pretty spectacular I must admit :)

Congrats!  Beautiful house!

I've heard sulfer (flowers of sulfer) in shoes and powdered on your pants legs works.  Also heard there are some pretty crazy warnings that come along with it.  Permythum I believe works the best, but it's also a carcinogen.  Shouldn't be put directly on the skin and only on clothes.  Let fully dry prior to wearing :)

  Does this even work?

    :stunned:   Yikes!  This year may not be as exciting as I had hoped!

This thread has done two things   1)  I double check my seatbelt, and have told the wife to never take chances - even if its a short distance. 2)  Seriously consider a Land Rover as the next family vehicle   Happy to see you & yours are safe Lumber Jack!  Thanks for sharing!

Yeah,   The Land Rover is totaled :)  Front & rear damage = Totaled.   Frame has to be tweaked as well. 

  don't forget the tax advantages as well :)

  Don't I wish :)   As for a traditional savings account - who knows what 30 years might bring.  You're getting tax free growth via your Roth which is not something you get via a savings (money market, traditional, etc...)  Any sort of interest payments you make on it you'll actually have to pay Federal and state tax on.  Yes, Tennessee taxes that $$$ :)   2.oooohhh brings up a good point.  If this is money you see yourself needing in the next couple, three years, I wouldn't look to put that money in any sort of retirement investment account. 

Erik,   I have no formal training in retirement investing.  I dabble in stocks but that's about it.    It literally took me 1-2 weeks of reading and studying those boards to get up to snuff.  Shoot, I had to explain backdoor Roth IRA's to my CPA this year :) LOL   It may seem like a lot of information at first, but its not.  If you go with a 3 fund approach (which is almost entirely hands off) - and have the time to reassess once a year - you're ahead of 95% of people out there :)

  No worries Patton :)  I knew it was $1,000, but it wouldn't surprise me of some bottom of the barrel brokerage allowed for $100 funded IRA's.    You certainly can get started with $1,000.  If you start the process with Vanguard - You can see what Indexe's/ETF's allow for a $1,000 starting point.  Start the IRA process - and on the first screen or two, it will ask you to pick what you want to invest your IRA funds in.  You'll see a list :)   As for the $5000/2012 and $5500/2013 -- No, that is not just on open accounts.  My wife just opened hers up last week :)  Brand new + $5,000 deposit in to a traditional, that was backdoored in to a Roth IRA :)

  Sure :)   At the end of the day, they aren't responsible for your funds, YOU are.  In my opinion - outside of a limited few - I think financial advisors are a joke.  Investments aren't rocket science like the media or a financial advisor will try and portray.  The links I sent you to in my previous 2 posts will break everything down for you fundamentally.  Its so simple.  Read both books, ask your questions in the bogleheads forum about advice once you get a handle on what you'd like your asset allocation and risk management to be, and make a choice.   Bogleheads -- Is a relatively risk averse forum with very intelligent investors.  Most invest in Vanguard's Indexes & ETF's.  If you actually take a look at each Vanguard Ticker (indexes, ETF's, etc...) You'll better understand what I'm talking about.    I use Vanguard myself.  Most friends that have IRA's use them as well.  Vanguard has been around for a very long time :)   Here's a quick breakdown that essentially the books I posted previously, go over.   It takes literally 10 minutes to set up your IRA with Vanguard   Here are the links again :) 1.  www.bogleheads.org 2.  http://www.bogleheads.org/wiki/Main_Page  <-- wiki page (start here) 3.  https://investor.vanguard.com/what-we-offer/iras/benefits-of-an-ira   Books (the best $25 you will ever spend) http://www.amazon.com/Bogleheads-Guide-Investing-Taylor-Larimore/dp/0470067365/ref=sr_1_1?ie=UTF8&qid=1364952297&sr=8-1&keywords=The+Bogleheads%27+Guide+to+Investing   http://www.amazon.com/The-Bogleheads-Guide-Retirement-Planning/dp/0470919019/ref=sr_1_2?ie=UTF8&qid=1364952297&sr=8-2&keywords=The+Bogleheads%27+Guide+to+Investing   Shoot -- earlier today on bogleheads - a retired athlete went there looking for help.  Go over this thread alone, and you will see that these guys truly do care about helping you out :) http://www.bogleheads.org/forum/viewtopic.php?f=1&t=113977

  DON'T GO ANY FARTHER IN TO THE CONVERSATION.  Stay Away!  Spend the money on the (2) books I have listed above, and a couple of weeks time on the boards, and you'll get the answers you need.  Shoot -- Go ahead and post their now, and you will get tailored advice.    Post Here: http://www.bogleheads.org/forum/viewforum.php?f=1

  Huh?  Roth IRA has a maximum deposit of $5,000 for tax year 2012 (must be deposited prior to 4/15/2013) and $5,500 for tax year 2013.  I think Vanguard's minimum is $1,000 if my memory serves me correctly .... Let me check ** steps away for a minute ** yup ... Minimum is $1,000.   https://investor.vanguard.com/what-we-offer/iras/traditional-iras-and-roth-iras?Link=Body2&LinkLocation=SavingIRA   I have to backdoor my own Roth.  I deposit in to a traditional IRA, then backdoor transfer in to a Roth IRA.    If we are talking retirement investment planning, I have another good book for ya'll to read :)    http://www.amazon.com/The-Bogleheads-Guide-Retirement-Planning/dp/0470919019/ref=sr_1_2?ie=UTF8&qid=1364950721&sr=8-2&keywords=The+Bogleheads%27+Guide+to+Investing

Erik ...   Stay away from financial advisors.    Do yourself a favor:   Go here:  bogleheads.org Order This:  http://www.amazon.com/Bogleheads-Guide-Investing-Taylor-Larimore/dp/0470067365/ref=sr_1_1?ie=UTF8&qid=1364950721&sr=8-1&keywords=The+Bogleheads%27+Guide+to+Investing   Read the book -- research the boards -- ask your questions.  No fee's, no commission's, only the $15 for the purchase of the book, and the time spent on the forum.

  This is good logic.  I think bartering will continue to be on the up & up while the dollar decreases.  How the USD has been able to be propped up for so long boggles my mind.  PM's are having a bad day - they've been relatively stagnant for the past few months.  Common sense says with the weakening dollar, PM's should be moving up - but not so.  Other powers that be are having their way with PM's.

  Actually, you can, assuming your interest rate is lower than anticipated/realistic inflation :) 

  Would have certainly picked it up if 5000 were available.   Their shipping is odd - although perhaps shipping ammo is more expensive via UPS/Fedex?  Whenever my mag backorders ship - shipping is about $4.75 or so.  Had 5 or 6 backorders filled over the past couple of months and that's always the shipping.

nice find! $15 shipping though :(

  hahahahahahaha :rofl: :rofl: :rofl: :rofl:   I knew someone was gonna ask this! LOL

Very Nice ....   Always wanted an EMP.  Which one do you like better red dirt?

First thing that stands out ....   17 years old in 9TH GRADE ?!?!?! :ugh: :down:

Happy to hear you & your wife made it out OK!   Was the lady driver older?  younger?