monkeylizard

Then maybe we can do the same to the Commie Appeal.

  No pigs allowed. We don't serve their kind. They'll have to wait outside.   Kwik's a real piece of work, ain't he?   :cop:

  That's excellent. Thanks for testing that.

The class has pretty much the same information as his book The Total Money Makeover without as many example stories but with more detail. In class you can ask questions. There are guides in the book to help you build a budget, but the class will help you do it in more detail for example. It also helps to keep you honest by making you do the materials for class, rather than buying the book, reading chapter 1, then burying it on the coffee table under the newspaper. The class materials can be worked on together with your wife and you'll have conversations as you work through it. Reading the book doesn't generate that interaction.    Personal finance is mostly about behavior, not math. Remember that you're trying to change behavior, not learn something you already know. If the class will help force you to do it, then take the class. Money well spent.   We're on Step 6 and I'm really looking forward to Step 7. It's a great way to live and I'll never go back if I can help it.     As far as credit score goes, if you're on the Dave plan, you'll only be financing your first home, and then on a 15yr fixed with at least 10% down (preferrably 20%) and NO OTHER DEBT. If you show up at a bank with 20% in cash, a steady income, and no other debt, they'll do a manual underwriting to get that loan approved. You don't need a FICO score for that.

  You won't if you really follow Dave Ramsey's teachings. Keeping a good credit score "just in case" is sort of like keeping that pack of Oreos on the top shelf of the pantry while starting a diet.

I'm wondering if it was on a shelf in a safe and the door opened (triggers the motion sensor) would it transmit the photo(s) before the thief has time to grab the camera and pull it out from its power supply.

If it e-mails a photo quickly, that could be a useful thing to put in a safe. How long does it take for it to send the pic from when the motion sensor gets tripped?   door opens photo taken photo sent

Up to $101.00

Needs more cowbell

Or at the SHTF Day Spa and Salon. ;)   Great use for a couple of milsurp wool blankets. Very handy.

  I know, but Vontar was questioning how we get 32 gun deaths/day and used that chart as evidence that it's not true. After doing some more research, my numbers above are flawed, and this is how you'd get to 32/day.   Numbers from 2007: 31,224 firearm-related deaths (Total) 17,352 suicides (55.6%) 12,632 homicides(40.5%)   12,632 / 365 = 34.6 per day. Given variations in the total deaths each year, whoever claimed 32 was just looking at a different year, but it's certainly not a crazy number.   Notice that's only homicides. Total gun deaths per day in 2007 were 31,224 / 365 = 85.5 per day.   That doesn't include non-fatal shootings, which were happening at a rate of about 207.35 per day in 2000 (52,447 intentional + 23,237 accidental = 75,684 / 365 = 207.35). I don't know how that has changed in the past 12 years, but I don't think it's drastic one way or another. We've tended to have a generally declining rate of gun violence, but not a steep decline.

Vontar, that chart is misleading if you're using it to discuss murder by guns, as it does not include handguns. It's not 32/day though, even with handguns factored in. In 2010, we had 6,009 deaths using pistols (incl. suicides and accidents). That's about 16.5/day. Add in the 320 or so with rifles and about the same with shotguns, and we're still under 20/day. I agree that a ban on semi-auto rifles is silly given the statistics.

  Right, because being shot by a "civilian" round like .308 Win, .30-06, .270 Win, or .30-30 is like a kiss from grandma.

No, according to that, WE'RE SURROUNDED BY LIBERALS!!!!!      The red line around the border

You can join the Garand Collectors' Association club for $25, then order from CMP.   http://www.thegca.org/store/new_membership.html

I love the anti-aircraft iron sight....it's an apple corer/slicer.   Well played.

I want to know how you convinced Tex not to eat that whole package of Lance snack crackers.

  Or that 16,000 children die every day world wide from hunger and hunger-related cause. That's one every 5 seconds....roughly the time it took to read this post.

Dang Spots! When do you get one of those "TGO phones" ?  :)

  I don't know if it's a policy in all parks or just specific ones, but I know I saw a sign at either Chickasaw or Frozen Head stating that camping in the park for use as a base camp for hunting nearby non-park land was prohibited.

Scarface - "Say hello to mah li'l frien'!!!!"

+1 for Chip Cain.   Bonus: He's local for Nashville TGOers.

What about the first one, but with the TGO bullet-hole logo instead of the ARs? No faded background needed. That might be simpler to print.   With the full TGO logo on the front left pocket area.

I haven't been able to find 22LR for anything. WallyWorld in 100 Oaks got in a shipment and I cleaned them out. My appologies to the next guy.

You can probably buy one at most Mapcos....