Check with TRH, Tennessee rural health. You can go by a farm bureau office or check them out on line. We still use them even with my company now offering insurance. Before the ACA went into effect my monthly payment was 240.00, wife and kid, Now it's 360. 00. It's a PPO with a 25 dollar co pay, 200 for ER and 80/20 with a 1500 deductible ( that went up after the ACA too) Because of the way the organization is structured and the fact that they still put riders on insurance policies you will have to pay the penalty when the gubment figures everything out. I just finished my taxes and the insurance question just ask if you have it and where you got it, not if it qualifies. It might be pretty cheap for a young single guy.