Well allow me to explain, I had 2 guns on layaway a CQB Elite and a Noveske AR-15, my company had a contract to do work in India, I was to be doing the sail and the money for these guns would have been made. Yesterday I was informed that we lost the contract and will not be going until next year sometime. I emailed my dealer explaining this, back in March I gave him a deposit of $900.00 for my Wilson CQB Elite, I told him that I would not be able to pay for the 2 guns that I had him holding for him, He immediately offered to send my $900.00 back to me, He is such a good man and friend to me that I told him to order me a Henry Golden Boy .22 Magnum and send $50.00 with it to pay the FFL transfer fee and for him to keep the change for the problems that I have caused. He agreed to this so basically I will be giving him $400 for his troubles. I always try to do the right thing by people if I back out of a deal, anyway I am looking forward to this rifle and should have it next week