Yep.. That was a set up all the way.. and it's true you can't out draw a drawn gun.. Given time to think about it.. The armed robbery in broad daylight, in a public place, by three guys, would almost guarantee pre-knowledge of the loan and indicate that turning over the money would end the ordeal. With others (kids) present, there's even additional motivation to comply with the thugs..
However, all that logic comes "with time to think about it".. One probably never had time to think about it until it's over. It could have ended very differently had the victim been alone and in a secluded location. Unfortunately we ain't in the 50's anymore and complying doesn't always mean it'll end with your money.. Just saying.. Cheers.. Ron