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MacGyver

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Everything posted by MacGyver

  1. Y’all are conservatives. I thought this is what you wanted? Free markets and all that? While I don’t play one on TV or TGO, I am generally fiscally conservative, so here goes... You *should* bear some of the risk every time a hurricane comes through if you’re going to live there. In a free market, insurance reflects actual risk models. Hence your $8600/year homeowners policy with no flood coverage. In south Florida, the models are close to 100% that you’ll have a water incursion or flood event at least once in a 30 year mortgage. Water damage is really expensive to fix. If you’re a free market conservative, then you shouldn’t get too upset about paying premiums that actually reflect your area’s risk. The problem is of course that since 1968 when the NFIP was started, we’ve had a bunch of hurricanes where insurers have gone bankrupt in affected areas. That means no one gets reimbursed. Come forward 50 years, and the taxpayer subsidized version is the only option. There aren’t any private insurers in the space - because they can’t collect enough premium to address the risk. Some of us would love to see some sanity introduced into coastal planning through insurance that actually reflects risk. But, like so many other things in the empire, we’re probably too far gone for that.
  2. It's a hard conversation that we need to have - but the private market has basically gotten out of the hurricane insurance business. While many homeowners policies will cover wind damage as a named peril (with some exceptions), I'm not aware of any that will cover flood damage resulting from a hurricane at this point. This the National Flood Insurance Program - federally backed. It would drastically change the coastline if you had to pay market rates for insurance in flood zones. You'd of course immediately lose any sense of affordability. The thought process is that this would affect home prices and as such the economies in coastal areas. It's a hard conversation - but I'm in favor of the government being less involved in picking winners and losers in any market. I don't get to make the rules, though.
  3. And people wonder why subscriptions are down. If I want to read USA Today, I'll stay in a cheap hotel. Local reporting matters. And it costs money. I hope the Gannett's of the world all choke on the junk they're rebroadcasting from UP and Reuters.
  4. The average credit union in the US is about $60M in managed assets. You could probably put together some type of tower with several participating - but no one wants to take that chance. The politics are going to get in the way of underwriting. Forget what you think about RKBA stuff - it's a more a matter of the stability needed for investment. No manufacturers are really doing much investment right now because they don't know what's coming down the pike politically. You'd probably be better off seeking some type of VC or private equity money.
  5. Yep. And if you want real service - an independent bank or credit union is your best bet. They're really the only ones playing with their own money.
  6. I generally just fly with a larger suitcase sized Pelican 1600 series when I'm taking guns. It's about as non-tactical of a color as you can get(yellow). I've never had a problem - or much concern. Make sure you've got appropriate insurance and don't worry much more about it.
  7. It was a short little book. The average reader would have come out with time to spare if they had opted for just reading the book instead of subjecting themselves to seeing the movie.
  8. I would argue that We Were Soldiers is probably the best movie about Vietnam that's ever been made.
  9. Hey @willis68, some of our members might be looking for something a little lower priced this holiday season. Think you might carry some stuff by this maker:
  10. You could cure him of wanting that GP-100 at the same time.
  11. No, despite my sunny disposition, it has unfortunately affected my worldview for some years now
  12. People really suck.
  13. They’re looking for cheap 7.62x39 just like everyone else...
  14. I think we’re probably all better off with less drama in our lives.
  15. An old member here used to have a Ruger carbine in .44mag that was integrally suppressed. It may be one of my favorite rifles of all time.
  16. I know I've said this often, but it probably bears repeating for newcomers and those in the back. We welcome all kinds of people on TGO. Our membership is as wide at the internet. But, we do have expectations. Beyond the code of conduct - I have a simple rule - our members should add something to this community and the conversations that happen here. This is not a uniform group - nor should you assume it to be. If you're going to participate in a discussion, you should bring something of value to it. To our newcomers - that also includes things like: Descriptive thread titles Using the search function to see if maybe there have been some other threads about a particular subject over the last 10 years Avoid over generalizations and blanket statements- For example, saying "I HATE liberals" for example may explain what makes you the way you are - but does little to add to the actual discussion. As you step into a new community, maybe take a look around and get a feel for things. Slow down a bit. Figure out where you can add value. Where do you have expertise? Contribute. There's a lot of drama in our world right now. We welcome new members to our community, but we don't have a ton of bandwidth if you're bringing drama with you...
  17. There was a great episode of This American Life a few weeks back where they interviewed Frank Borman, the commander of Apollo 8 which was the first human orbit around the moon. He recalls how boring he felt that space was. https://www.thisamericanlife.org/655/the-not-so-great-unknown It's worth a listen.
  18. Welcome to TGO, I think?
  19. I don’t know about others’ experiences, but every deer that I’ve ever shot or seen shot with a slug had a lot of blood trauma. I don’t know if it’s just that there’s so much mass, or they’re slow moving, or some combination of both. But, there was so much damage to the meat that I don’t think it’s worth it.
  20. That South African .308 was good ammo.
  21. We're seeing a fair number of logistics systems hacks lately. People fall for phishing emails and enter their credentials. Many use the same password everywhere - and thus allows for activity to be monitored. That way, they know where the iPads, guns, xBoxes whatever are - instead of knocking off a truckload of bananas.
  22. To be fair - there was probably at least a 30 year period where you could’ve been a young kid and caught a Bond marathon on TBS. I think i was 4 when The Spy Who Loved Me came out - and maybe 5 for Moonraker. I don’t remember what my first Bond movie in the theater was - but I certainly walked to the theater up the street with a few of my friends growing up.
  23. I’ve been using a Leupold VX-R in the role lately and have been really pleased. I’m not shooting it on that platform correctly, but have run one on a Scout Squad with no problem.
  24. So yeah, it's one "normal" firing followed by two slam fires with the gas routed to actuate the modified bolts in succession. I wonder what the out of battery rate was in testing?

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