-
Posts
8,830 -
Joined
-
Last visited
-
Days Won
162 -
Feedback
100%
Content Type
Forums
Events
Store
Articles
Everything posted by MacGyver
-
Grimey’s and Phonoluxe are great. Third Man Records doesn’t have a lot of vintage but is worth a visit. McKay’s and Great Escape have a ton of stuff.
-
Credit Suisse has been known to have problems for over a year now - but their stock is down 97% and their priced in chances of collapse are currently at 47%. They’d be considered an SIB (systemically important bank) or as you might know it - “too big to fail.”
-
There are some peculiarities to a bank where a lot of equity investors keep bringing in dump trucks of cash and they’re not lending a bunch out. Matt Levine (whose newsletter you should probably read) put it really well:
-
Think about it like this. Let’s assume a borrower wants to buy a house with a traditional 30-year fixed mortgage and 20% down. They’d like to keep their payment to $2000/month. A year and a half ago before rates started rising, that couple could have gotten a mortgage at 2.25% and would have been shopping for a $520k house. Today, at 7.09% that same buyer with the same fundamentals is looking for a $330k house to keep their payment at something they can afford. So that couple’s budget has been cut to around 63% of what it was before rates started rising. That same kind of math applies in a different way when banks bundle up big packages of mortgage and sell them as mortgage backed securities. They’re suddenly holding something that was worth less than it was last year. Importantly for this story they have it on their books and this have to account for losses in value. For the average homeowner, it really doesn’t matter so long as you’re not planning on moving anytime soon. If you bought a house in late 2021 and then needed to sell it because your job got transferred or whatever - then you might well find yourself underwater.
-
Mira Body Armor Plate reviews?
MacGyver replied to FireMedic's topic in Firearms Gear and Accessories
That’s right. Those are totally different animals. -
I though I’d post this here just to put a stake in the sand, because this may turn out to be one of the most important charts we’ll see this year: What you’re basically looking at on this chart is unrealized losses in the hundreds of billions. Mortgage backed securities (remember the other time in recent memory where you heard/learned this term) are trading way lower. The underlying cause is essentially that mortgages closed in 2020 and 2021 are now basically trading at 65 cents on the dollar. It turns out that interest rates go up, too. And, a lot of our venture backed business models simply don’t work when money isn’t free. There are a few “bloggers” who have been talking about this. A lot of people read their newsletters. You probably saw Thursday that a a few venture capitalists told their portfolio companies to move their money from one of these banks and caused a bank run that wound up collapsing the 18th largest bank in the country - Silicon Valley Bank. Panics are a funny thing - and I think there’s a non-zero chance of seeing some much larger collapses this week. Ought to be an awfully interesting week. I hope I’m wrong.
-
I’m a squash casserole fan - I’ll eat about any variant. This is about the best one I’ve had - it’s not runny at all and is really good: https://gardenandgun.com/recipe/squash-casserole/ Its earned its place at our Thanksgiving table.
-
Jiffy has a place in the Southern lexicon at least as much as Martha White or White Lily. It’s not my idea of “cornbread” - but it’s great as a muffin. I like mixing up a couple of boxes and cooking it in a loaf pan. Then I like to slice it, butter it up, and then toast it up in a skillet.
-
1/2 cup unsalted butter melted or bacon grease 1 cup all-purpose flour 1 cup yellow cornmeal or polenta 1 tablespoon sugar (optional - doesn’t make it sweet) 2 teaspoons baking powder 1/2 teaspoon baking soda 1/2 teaspoon salt 1 1/2 cup buttermilk 2 large eggs This is for your big cast iron. Half it and use a smaller 6” cast iron. Buttermilk is the key ingredient. If I’m being particular- use King Arthur all purpose flour and the best cornmeal you can find. Pro tip - stick your cast iron in the oven and melt your butter in the cast iron. Pour the rest of your batter over it once hot. Don’t mix it. You’ll get a great crust that way. Made this the other evening along with a big pot of red beans and rice for several homeless guys. Several mentioned that it was the best meal they’d had all season. There is joy in good simplicity.
-
I've used the ones above in size medium and size large. I don't notice a huge difference. I take them off if I'm getting something out of my pocket - but other than that I'm usually able to leave them on. If I'm writing/marking - it's probably with a construction pencil - and I use one that clips on my pocket or tool belt and can simple be dropped down into the holder. While I'm here - let me go ahead and make a pitch for the greatest construction pencil ever... https://www.amazon.com/Pica-Dry-Longlife-Automatic-Pencil-3030/dp/B002X7Y90U @peejmanif you've not used one of these - you should get one - the whole design of the thing just brings a smile to any engineer's face.
-
I don’t know that you’ll totally get away from that. I‘d love to have a nice pair of leather gloves with all kinds of character like you see in the old western movies. But there’s a reason you only see those in the movies - because they’re not real. If we’re using gloves to protect our hands - then they’re a consumable item and we should think of them like that. So then it’s down to balancing “how do I consume these less frequently at a reasonable price point.“ The gloves I posted above meet that criteria for me. They’re super comfortable, and it doesn’t make me viscerally angry to have to replace them. I can’t even count how many mechanic type gloves I’ve worn out over the years after less than a day of use. Paying 25 or 30 bucks for a “heavy duty” pair just makes you mad when they wear out. I keep two types of gloves around. The ones I posted above, and a $20 box of nitrile gloves that I use when I just want to keep my hands clean.
-
These “HydraHyde” gloves by Wells Lamont are on the shelf at Lowe’s and have become my favorite over the last several years. Whatever they treat them with really seems to toughen the leather up while still staying soft. https://www.lowes.com/pd/Wells-Lamont-HydraHyde-Large-Mens-Leather-Multipurpose-Gloves/1000380323 I don’t use gloves on a daily basis - but I’d call myself a heavy weekly user. I just bought my third pair in maybe 6 years - the second pair is still fine. I wore the first pair out. They’re typically around $15 so they won’t break the bank
-
Those old Weaver K4s are about as good a workhorse scope as you'll find
-
That’s a ridiculous deal.
-
Let me bump this so that @TGO David sees it.
-
Tennessee has one of the best bream fisheries in the world - and I think it's really under appreciated - out at Reelfoot Lake. It's the only place I've ever seen a competitive bluegill tournament. Great panfishing at large - and some giant crappie if you hit it right.
-
They’re all similar. I’d put the KME sort of in between a Lansky set and the Wicked Edge. I like the easily adjustable nature of the KME. I also think it’s a good value. If you’re planning on doing it professionally, the Wicked Edge (and a bunch of other stuff) might be for you. For the average consumer, the KME is more than adequate.
-
Don’t forget a good strop. With a modern steel like M4 - you really shouldn’t have to sharpen it berg often. Regular stropping will keep it popping sharp with minimal effort. I like StropMan (now StropBros) strops. But there’s nothing fancy about a strop. You can make your own with some wood and a piece of leather.
-
Don’t let M4 scare you. A Spyderco tri-angle sharp maker will sharpen everything you’ll ever need to sharpen - and do it well. If you want a little bit of an upgrade that will really let you take your edge to any level of finish you desire, a KME Precision set will let you do that without risking screwing up a nice knife. I have some really nice stones - but use the two above for pretty much everything in my life but axes and chainsaw blades.
-
Since 2014 - public access to the Death Master File has been limited. But, like was mentioned above - a trip down to your local SSA office is certainly the first step on the path to getting it addressed. Hopefully it was someone miskeying your SSN when you applied for a card. You could probably check for yourself by trying to pull your credit report at https://www.annualcreditreport.com/index.action.
-
In Korea, they allowed balloons and trains in addition to airplanes. I’d like to see one of those planes.
-
Despite being an air-to-air kill, the pilot will not get a balloon sticker to put on the side of his plane.
-
As reported in several outlets - it looks like one of the officers seen snapping pictures did in fact share it with others via text including a “female acquaintance.” From The Commercial Appeal: Of course her phone will be subject to discovery. If those texts shows prior history and that he was targeting Nichols to get revenge on her that will be devastating to the defense. If I was the prosecutor, I’d absolutely argue taking his charges to first degree murder.
-
That Dreaded Noise in the Night!
MacGyver replied to Dennis1209's topic in Handgun Carry and Self Defense
The monitoring company should generally call the home owner regardless of the “grace period” on setting off the alarm. They should also be able to tell what sensor was tripped setting off the alarm. Personally, I’d turn it off - if unsure of the source wait for a call and see what was triggered - If still unsure wait for the police to show up - then investigate alongside them. That’s what you pay them for.