Well, I just got a call from AT&T that someone else was trying to open a new account in my name with my SSN. She said they were able to determin it was fraud, and they are correct. About an hour after that phone call, I started getting fraud text alerts from my bank. Fraudulent charges were coming through, and someone was in the process of hacking the account changing the phone number and password while I was talking to the rep. I was able to get the account secured, card cancelled and an investigation started, but WOW! It seems I caught my ID being stolen early. Now I just need to lock it down. I was part of that Equifax breach.
So now what? Freeze all three credit bureaus AND Lifelock? just Lifelock? Just freeze my credit? Is there any negative to freezing my credit since I want to get a new home loan soon?