Omega

OK, now I know I posted this earlier. I pay around 2k a year so no new purchases for me. I buy from local shops if they are at least close to what I can get them online for if I include shipping and any transfer or hazmat fees. But some shops are well above that for some items so I will order online.

I'll volunteer!  Anyone with me?

    Dear Hustler:...

It's all fun and games until you have to play bad guy for CAG guys round after round.

It's to keep from influencing those that vote for those that are winning, just like rainy day football fans that will root for anyone who is winning currently.

Hmm, good question.  But you can make your own with wax bullets and primers only, I think some cowboy shoots use them (not as sims) but I am not sure they will cycle an auto.

So, we can expect these guys then: https://youtu.be/Ar488YDPzrE

Entirely possible, that is why every shelter should be registered with emergency services and other people to make sure they can find you.  But regardless, I think these would survive an auto falling on it better than an above ground one.  Like I said, flooding is the only thing that would give me pause, but if you are well above the flood plain it should be OK even if you get a bit of water it shouldn't fill.  

Though I agree with most on here, I'll play devil's advocate.  Isn't government money OUR money?  So if you borrow from the government, you are only borrowing your own money. :dropjaw:

I had seen these, and except for a flooding issue, feel this is better than above ground: https://tornadotoughshelters.com/storm-shelters/under-garage The damage I have seen with some of these tornadoes, I would not feel comfortable having vehicles tossed around like matchboxes while I'm in a box above ground.

While a dirty bomb may be a major psychological attack, the damage will be minor.  But a chemical attack may prove to be more easily accomplished: http://www.militarytimes.com/story/military/2015/08/21/isis-used-mustard-gas-makhmour-against-kurds/32116637/

I like it, but feel your opinion is but a whisper in a hurricane.  And while I do feel there are areas that can be addressed from the outside,  it will not get better unless its addressed by those on the inside.  Until those like you get a foothold and voice their opinion loudly and continuously it will never get better.    Inner city minorities need to come to the realization that they need to work together to better their life and quit preying upon themselves.  Many times I hear law abiding minorities living in fear because drug dealers and gangs have taken over their community, but only a few, taking their life in their hands, speak out against them.  And even when a minority rises to a position where they can affect their fellow minority's living conditions they do not, instead blaming others for it.  I mean when politicians actively court gangs to get elected, there is more of a problem than many realize.

And that is not all, look at the revenue for some of these collegiate sports colleges; that is why some students organizations sued to try and tap into some of that money.   

The ones that get me are the ones that are more than capable of paying but don't for what ever reason: http://abcnews.go.com/Health/doctor-owes-government-thousands-dollars-unpaid-student-loans/story?id=26376289   These are the people that need to have their taxes garnished and summons issued. 

As I see it, what you said about your cousin is the problem.  Many kids choose to go to certain colleges due to their party status ranking, not their educational ranking.  I have no sympathy for the ones that squander the opportunity partying and end up in debt.   Though I honestly feel education today is overrated, it does you no good if you take courses in basket weaving expecting to find a job afterwards.  I got lucky, all three of my kids have their Masters and are using their education in their profession.  While I helped some, they had to secure loans, grants and scholarships to graduate.  There was no way I could afford two in Vanderbilt at the same time on military pay.  My son went to Austin Peay but got his Masters at the University of Iowa , where he got a full ride due to his grades.  All three are paying off their loans, and even I had a student loan after I retired from the military which I paid off.

I hold a security clearance, cleared through all the alphabet agencies, a couple of key strokes could have verified me.  I doubt it's all expenses and fees.

They sure don't advertise that very much, I was never notified of this and it's not retroactive.

But...

Yes, but if you already have a mortgage..

You could do the same thing by paying extra every month.  If you spread a payment or more across your 12 regular payments, you shave off quite a bit of interest because all extra goes to principal.

I never understood when folks say to pay off higher interest first and include the home in that reasoning.  I say  look at your loans in an amortization table and find the highest interest in $$ not percentages and pay those down first.  Doing this, most will find that the home is where you pay the most interest, in $$.  A simple example: 5% interest on a $150k loan is $7,500,  8% interest on a $50,000 loan is only $4,000.  That's $3,500 savings in one year.  This of course is just a simple example, not quite how an amortization table will do but it gets the idea accross.   As for money in the bank, not a good idea; best to put it in a Roth IRA or into Investment Funds so you have access to it, with no penalties, in an emergency.  401k, no brainer, always put in at a minimum the amount that your employer will match; it's free money.  

I can't speak of all sectors, but many of the farmhands (all legal) were paid the same wage as other farmhands.  Same with many of the roofers, framers and many other construction workers I have spoken with.

RIP, I hope they do an independent autopsy, kind of strange this happens just when a slot was needed for Obama.   Any bets the next nominees will be black or Muslim?  

I seen that, I think it's due to EPA regs and other government interference. Current administration is killing many industries that it considers to be harming the environment such as coal and a/c companies.   And the reason we will continue to have immigrants is because there are still many jobs out there, as long as you are willing to get your hands dirty.

Man, didn't realize that Casio G-Shock had an Eddie Bauer edition :stare: .  The majority of my watches have been under a hundred, my first expensive one, a citizen, was smashed by a connector link on a parachute jump.  That was in the late 80s, my next expensive one was in 02, my wife purchased a Suunto, we traded that one in, an aviator version, for one that had ground use.  I now wear another Suunto, a cheaper one I got in trade since my other one died (black screen).  In between I wore G-Shocks, two of which are still ticking in a drawer.  The ones that failed, were not due to the watch but the activity; army life is tough on electronics.  If/when this one dies, I'll pull one of the other two out of the drawer.