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  Can you post or PM me who you used?  I've been quoted at $150 a month for a bronze plan, based on my low income.  I looked through USAA first to see if any of there partners would work, and their lowest was $239 a month.

  I'm looking through the Federal Exchange for a plan since being a college student with only a small on-campus job leaves me with no real options.  Playing 20 questions will have me on the phone with somebody reading from a script.  I really only need the emergency services and hospital coverage.  Everything else I'll just do with my doctor on campus.

  All I'm saying is sometimes circumstance or family commitments make the choice for you, and then it's not much of a choice at all.  Certainly not what I would call a choice.  My Uncle would have been wearing t-shirts during the winter in Florida a few years ago, but he wasn't about to leave his Mother and brother alone and in bad health.

David, did you make that meme, or was it already somewhere?  That's the way I roll my eyes when the news makes the lead story the weather and people go out and buy a weeks worth of supplies to tide them over...all because of a 3" dusting that is inbound. :)       My aunt and uncle are moving to Florida this summer since my Uncle's mother and brother passed away in the last year.  Needless to say, they aren't exactly thrilled that their last winter in Mass was this bad and are looking forward to next years in retirement land.     Not everybody can just pack up and move to greener pastures.  Money reasons, not wanting to leave family, or loose a steady job....plenty of reasons to stay put and put up with it all.

As a full time student, I can use student health services for most things, and actually really like the doctor there.  I do know I should probably get insurance for car accidents or the like.  Funny thing is, a "bronze" plan is cheaper than catastrophic insurance.    I fully admit I'm dumb at all the talk about health plans.  Can somebody explain what this all means?  The plan has a deductible of $5,200 and an out of pocket maximum of $6,400.  Would any bill for hospital services cap at $6,400 then?    Hospital services Emergency room care 50% Coinsurance after deductible In-Network 50% Coinsurance after deductible Out-of-Network Limits and Exclusions Apply   Inpatient doctor and surgical services 50% Coinsurance after deductible In-Network 50% Coinsurance after deductible Out-of-Network Limits and Exclusions Apply   Inpatient hospital services (like a hospital stay) 50% Coinsurance after deductible In-Network 50% Coinsurance after deductible Out-of-Network Limits and Exclusions Apply

  Haha, same here.  Both so I can enjoy how people react, and because I think the kids deserve some fun in the winter, not just the cold temperatures.    Snow days were awesome for me growing up.  I remember waking up, going to the window and loving the sight of my yard being covered in snow.  After shoveling the sidewalk, and sometimes making a few bucks doing it for others, my friends and I would trudge to the park and play full tackle football since we had jackets for pads and snow for soft landings.

As you have probably seen in the news, the Northeast, with the Boston area in particular, has been absolutely drop-kicked this year by snow. This is a picture of what it looks like outside my cousins house. She lives just outside of Boston. My other cousin (her brother) came up from Connecticut to help clear out what they can before another foot of snow expected tonight comes in. So when middle Tennessee get's those measly 3-5" predicted in a few days, view this and save your bitching. ;)

I agree with David. Personal space is an absolute for me when it comes to strangers.  Thankfully, being just over 6' tall, not skinny in the least, and sporting a natural scowl, people seem to get the message from my body language.   Giving some stranger a bro hug, just because... is a stupid idea.

  +1 on Walther.  I've had my P99 in .40S&W for almost 11 years now.  I can only imagine the 9mm is just as high quality, and if I ever switch to a 9mm, it will probably be that.  Finding quality holsters is hit or miss, however.

If you can afford an NFA item, you can afford the difference in price for a real lawyer, from the state you live in to draft and execute your trust.  Or you can save a few bucks, get someone who may or may not be a lawyer (and certainly isn't licensed to practice in TN), from somewhere else in the country, to send you an email with an attachment.   Your call, folks.

  The entire post is good info, but the quoted points are very important to consider in the whole which twist for my AR craze.  Too many people get it in their head that Mil-Spec is what they need, because if it's what our troops are carrying, it must be the right answer.  Not always.   Keep in mind, that the military solution is usually based on the need to make weapons parts uniform across hundreds of thousands of systems and reduce the maintenance requirements in the field.  Barrel swaps for specific missions isn't something an infantry company can do while living out of a rucksack.   As Dolomite breaks down, the 1:7 twist was introduced because of the tracer rounds.  Quite frankly, with the current state of night vision and IR target pointers/illumination devices, I really feel the tracers aren't worth the disadvantages listed above that a 1:7 twist brings.  The over-penetration issue is more of a problem in Afghan than it was in Iraq, but I think there are plenty of Afghans that any round/twist combo will run through.  Moving around the mountains while living only on a handful of village baked bread and rice will keep you slim.

Alien Gear is pretty good, but I wouldn't describe them as great.  It's taken me a lot of tinkering with the accessories kit to get my IWB where I want it, and I'm still going through trial and error with the OWB.  Their timeline from order to delivery can vary, and 4 weeks isn't uncommon. 

  I don't like him, but I don't dislike him either.  He's pretty much in the "meh" category for me.  But I think President's can't truly be judged until they have been out of office for a bit of time and the 2nd & 3rd order effects of their policies take root.   It's just funny to see the knee-jerk reactions on the right, because they are pretty similar to how the left viewed President Bush during his two terms. 

2014 will be the first year in the last five that I didn't have any 1099 income to file on.  It sucked to write a check so big I could have driven a car off the lot that had no payments due after, but render unto Ceasar and all that jazz.    I do think if W2 workers (the majority of workers) didn't have their taxes taken by payroll deductions, their eyes would be open a bit more.  I also think there is no way the government could survive like that, because too many people just wouldn't save the money.  What taxes we would collect would be spent on jailing those who didn't pay up.  Our .gov knows they need to take that money before people can miss it.   The most head shaking I do is people who get all giddy over their refund.  Unless it's funded primarily by the child tax credit, you paid too much in, which was basically an interest free loan you gave the government.  I always make sure I claimed myself as an exemption, and never bitched about getting back a small amount.   I'd have to look around, but for the U.S., a flat tax would have to be pretty high for it to work.  Then when you factor in the hit on the economy by reducing the spending income of the working poor, it looks like a bad idea quick.  If anybody thinks it's a great idea, feel free to show me a country where it's thriving and how good that countries economy is.  I know you guys hate the progressive tax system, but the money it saves for those who make less isn't sitting in a savings account or an investment portfolio, it's being circulated in the economy. 

Unsourced financial rumors that lead into a chat about religious prophecies and President Obama.   Just a normal Monday here at tngunowners.com.

I don't even use a pay service, the free channes on the iHeartRadio app is perfect for my needs.  Rock stations from Orlando and Dallas, a classical music station, and a sports station out of Akron, OH for The Dan Patrick Show when I have a free morning.  Try out some free alternatives before you fork out the cash.

  It's funny, but those man jams let them stay cool and move quickly while American troops, weighed down head to toe with 50-100lbs of the lightest crap ever invented moved as fast as a turtle while headed towards heat exhaustion.

Open Carry Cairo?  I think I see an Egyptian flag in the background.   Regardless, this might be the first time I've seen people from that part of the world carrying AK's with their fingers off the triggers.

It's the way it should be.  The public and law enforcement shouldn't have any distinctions on what type of weapons they can carry and where.

  Isn't that what TFA is for and why I'm a member?  Or is it on the members to donate money, help spread the word and write/lobby for legislation to the members of the GA.

  Even if I don't fully agree with it on principle, I can see the argument of a business owner being allowed to regulate the activities on their property.  I would also think that if they do prohibit their employees from having guns in their cars, they should incur civil liability for anything that happens to someone who would otherwise choose to carry, but was prohibited from doing it to and from work.

  Not kidding.  It was a friend who got me into guns by taking me out to the range with and letting me shoot his.  My goal is to do the same with as many people I can.   Though with today's prices, I'll ask them to pay for their own ammo...unless it's a hot chick.       No.     The ACA- not as it's written, but the aims to expand medical care and curtail costs, yes.  The chokehold the insurance lobby has on America is a farce.    It's a giant hand-job for the insurance industry, with protections out the wazoo for them.  I would have rather they just expand the eligibility for Medicare or Medicaid via means testing to provide a government administered alternative that would keep the private insurance industry more competitive.   I'm fine with TN setting up a Medicaid expansion on principal, but would want to read the specifics of how it's proposed before making final judgement.   But aside from the invasive questions about firearms, which I'm fine taking care of with legislative safeguards, healthcare has nothing to do with gun rights.

  Isn't doing what I recommended exactly what happened with the ACA?  Why can't TFA just stick to the gun rights specifics and leave the rest alone because it's out of their lan?

  Agreed.  Before they adjourn, they will want to boast about any 'successes' they had and if you want this to be the one they stand up and say they did for gun owners, support it.  I still want legislation with a lot more substance.

  Fine, just advocate to put in a section to the legislation that protects gun owners from having to disclose any info about firearms in the home or prevents the medical staff from asking any other gun questions, unless they show up with a gun wound.  That's singularly focused attention on a firearms issue, and what I would expect them to do.   But a 2A org lending their name, and petitioning their membership to action another cause that isn't centric to firearms isn't what I gave them money for.       I'm on the fence about it.       I think a big service that a gun rights org could do is to help bridge the gap between liberals and gun owners.  Catching more flies with honey than you would with vinegar and all that isn't the worst tactic.  We hear stories of taking a friend who's never shot, or someone who doesn't like them out to the range for the first time, and how the transformation to the pro gun side starts.  Having the orgs who have the resources and knowledge to help with the outreach without the politics would be a force multiplier, IMO.   For most liberals, guns are a minor issue.  Even if they are against them, it doesn't bring them out to the ballot box.  The anti-gun crowd doesn't have anywhere near the enthusiasm of the pro gun side, who will go to the ballot box over guns.  Hell, MDA and the types are blown up by the pro-gun groups who elevate them to boogeyman status up to raise money.     Anybody who thinks liberalism and gun rights are mutually exclusive should look at how friendly Vermont's gun laws are.