I have learned over the years that people in general are crappy drivers. Most cant drive a simple stick and even less know the limitations of the vehicles they drive. I have grown up around cars and driving a ton of different ones. On rain, shine or snow. Its not so much about a car being 4x4 or AWD as much as its the person behind the well. I have seen countless times people panic and cause a crash. My mom was one of them. Not to bash everyone, but 96% of drivers out there would automatically slam on the breaks when they lose a little bit of traction. I am by no means a great driver, but I consider myself above the cattle that drive out on the roads. :)
It also helped that when I was learning how to drive, my dad forced me to take on every scenario possible. From heavy rain, to ice and even mud.