Even though I've been around guns all my life, and have even, umm...carried some before carry was cool, I only really started daily carrying about 16 months ago - I admit I was somewhat touchy about carrying a semi-auto with one in the pipe, as had mostly owned wheel guns previously.
But like many advise here, the first thing I did, before I even got permit, was cock the weapon withOUT one in chamber and carried it at home, day in day out, and sure enough, it never tripped the firing pin by itself! This was with a Kahr with of course no safety whatsoever. Practiced drawing and reholstering a lot, etc. It just never went off unless I pulled the trigger, just like everybody said.
I now carry XD subbie, which has the saving grace of the grip safety, which makes reholstering a completely no stress event, too, but I didn't switch to the XD because of it. I mainly felt more comfy with more rounds. But the grip safety was a contributory factor, I must admit.
But really really really, if you (of course hopefully not) ever NEED to fire your gun, then you need to FIRE it, and not indulge in some preliminary activity, even as quick as you THINK it might be to chamber a round first.
Oh dear. Danger Will Robinson!
- OS