What does NOT work is many folks who have an existing condition can NOT get health care for anything approaching 5K/yr.
I would like to change insurance myself, but can't because of a now newly existing condition. It's not a condition that seems to even threaten my lifestyle or longevity, but added in with my age and a couple of other relatively minor, but now "pre-exisiting" conditions, the premiums would be undoable.
Hell, I already pay $300/mo for just catastrophic insurance.
Don't see anything till I'm $5K out of pocket, and have $7.5K max out of pocket per year. No doctor copays or anthing. Reduced prescription costs, thats about it.
And I'm in pretty good health for my age. Walk 30-40 mi/week, only a little overweight, no diabetes or other chronic serious condition, etc.
But until I'm 65 at least, there ain't much chance of getting any cheaper or better health insurance unless something better than McCain's "plan" gets implemented.
- OS