No_0ne

double post deleted.

Underwriters don't sell policies, they sell "insurance for insurers". Their rates are based on total outlays worldwide, so when events occur which drive the underwriters costs up, this gets passed on to insurance companies, increasing their overhead. Thus, while technically your insurance company may be restricted by state rules from basing rates on out-of-states claims, the price they charge may be increased across the board due to increased fees from the underwriters. One example, home insurance across the nation went up after the financial crisis when AIG (who happens to own one of the world's largest underwriting services) had their near-bankruptcy due to CDO losses, something totally unrelated to claims by individual policy-holders ...

Underwriter rates aren't bound by state insurance rules, different scope entirely ...

If there is going to be a dispute about your deposit, you're probably going to wind up in small claims court and might need a lawyer. Have you checked locally for any of the free legal services that are often available in many cities?

With most insurance, your claims aren't as important as what the total claims were for the year before with the underwriters. Let a hurricane strike the coast, a big flood occur in the midwest, or some other incident that requires a large outlay of cash by the big underwriters and everybody's rates will go up the following year ...

Independent agents are not affiliated with any particular carrier, they act as agents between you and the insurers. There are websites to help in locating agents, here is one: https://www.daveramsey.com/elp/independent-insurance

Some info on the conversion process here: http://www.allaboutenfields.co.nz/links-resouces/articles/from-no4mk-i-t-l42-ai/

They were probably referring to the door data plates, which are often missing when cars get repaired. In most cases, these are not the federally mandated VIN numbers, those are typically found on the frame, engine block, and several other places. In many older cars, the laws regarding VIN identification were different when they were made, so the normal locations don't always apply ...

When I looked at the original listing, I suspected as much. With really nice cars, the photographers normally go all out to highlight the details, this listing did exactly the opposite. From the results, the cars brought about what I expected, the '57 Ford convertible project appears to have gone cheap, although admittedly there's not much to go on from the pics ...

Obviously, a Darwin Award attempt ...

They're for sale every day ...

The casual Mosin buyers probably never heard of a Finnish variant, and most of them don't frequent the collector forums. Marketing being what it is, the few Ukrainian rifles that are occasionally trickling in, as well as the remaining imports that seem to be surfacing from obscure warehouses are being hyped as the "last" of the rifles that a lot of consumers are familiar with, thus the current prices ...

The coins you have sound like what is commonly known as "junk silver". It is sold and traded in much the same way as bullion. Don't expect to get full melt value, but generally it trades for not too far off. The most common way it's bought and sold is by the "bag", which typically means $1000 face value (i.e. 4k quarters, 10k dimes, etc.) but you can sell it in lesser quantities as well. Be advised as you go through it, except for really rare date/mint mark coins which are not in "mint state" condition are hard to sell as collectibles and will rarely bring the prices listed on the typical websites and books, these prices are pretty much what retail coin shops get for them and the wholesale value is much less ...

You can probably find a decent driver there, from the (admittedly bad) pics that seems to be mostly what these cars are, I don't see any that would be high end restorations. Most look like they have had a respray of paint, and some basic detailing, pretty much what a lot dealer would do to cars to sell. Get your bank letter of credit for the amount you would spend, register at the auction, and go for it.

They don't list any plutonium for fuel, either ...

My first class was in 1979 at what was then Memphis State University, a course in "Fortran", a now-extinct scientific language. We wrote programs on "punch cards" which basically noted each character written by punching a hole in a specific location on card stock. I screwed up and took the "honors" version of the class, which meant our programs normally took a few hundred cards as opposed to the more typical 50-75 of the normal class. Fortran was a language which was very particular about spaces, commas, symbols and the like, if anything was mis-typed or out of place the machine would kick that card out and abort the program. It goes without saying that on punch card machines there is no "backspace" key, and in 1979 I couldn't type very well even using my one finger method. I hated that class so much that after it was over, I dropped out of college ...

Many years ago I was fairly active in the collector car auction circuit. Typically you will need either a bank letter of credit to certify you to bid or something along the lines of a cashiers check on deposit. Well-known collectors with previous experience at this type of auction are often exempt from this requirement. I'm sure that today some sort of electronic certification is also an option. However, this company is not one of the typical collector car auction companies and may have entirely different procedures for bidder certification. In any case, you will need to register in advance, or show up sufficiently early enough before the auction start time to register. Collector car auctions almost always have a buyer's premium, if this one is 6-8% that is in the lower range of what is typical. As for inspection availability, this varies auction by auction but normally the cars will be onsite at least a day ahead of time with set times for viewing and inspection. If I were interested in attending and potentially bidding on any of these, a quick call to the auction house to clarify what their procedures are would be my first move.

Eliminators were made in 1969 and 1970. By the VIN this '68 Cougar was originally a 302-4v car. The "Torino" is actually a Fairlane, but from the VIN does appear to have been a factory 428 car, if it truly is a matching numbers car it will probably (depending on condition) bring some decent money. I don't know enough about Pontiacs to comment on the Gran Prix. From what I can see in the listing, most of these cars have been either mildly, or in some cases extensively modified from stock. Except in rare cases, modified cars don't bring the same money as highly optioned original cars in good condition. There does appear to be some nice looking cars in this auction, but the lack of presentation in the online listings makes the overall condition difficult to ascertain, and the location of the auction is questionable at best if the owner is looking for top dollar on these cars. Having said that, it's still an interesting auction and I'm looking forward to how it turns out. Thanks to grenintenn for linking this ...

As a teacher, we had heard about the "internet" by the early 90's, but had no real idea what it was. We had a form of email that used the telnet network, it rarely worked. In @1993, our central office arranged an all-day county wide training session at the local university on "the internet". They had computers, projectors and screens set up to demonstrate how it all worked, however they couldn't get a connection (dial-up maybe?) so we sat for 6 hours while the presenters told us what we would see if the thing had actually worked. I do remember late in the day, they finally got a connection, used a very primitive browser (Netscape?) to log on to the Web, even managed to get one or two pictures and graphics to load. I wasn't particularly impressed with it ...

Thirty years ago, the project that resulted in the World Wide Web was initially proposed by British scientist Tim Berners-Lee while working at CERN, the European research laboratory in Switzerland. The first webpage has been re-created at Cern, using a line-mode browser simulator of the type developed for the project. Check out these links for some blasts from the past: http://info.cern.ch/ http://line-mode.cern.ch/www/hypertext/WWW/TheProject.html https://home.cern/science/computing/birth-web https://twitter.com/EUCouncil/status/1105431223617445888

I've had this banner for months now, same results as you. Tried several different email accounts, updates, etc., nothing works. It doesn't appear to affect the functionality of the site though.

I'm made it my practice to be upfront about the DL requirement whenever I've bought from non-licensees. If there's going to be an objection, I want to know about it first, rather than waste time negotiating a satisfactory deal only to find out that the other guy has a problem with me taking a pic of his DL. If I ever actually sell a gun, I'll use that same policy in that case as well ...

Your choice of course on how you do business. One minor point, BATF rules require that people who hold a FFL003 (C&R) who buy or sell C&R guns to non-license holders to record DL info as part of their bound book. I typically take a pic of the seller's DL when purchasing from individuals ...

There's a supermoon this month ...

I was initially very skeptical about the show after the Rick Grimes exit. I've been pleasantly surprised by the first couple of episodes this half-season, it looks like another interesting story line is in the making. I suppose that next week's offering will "tell the tale", so to speak as to where the show is going next ...